Best new car deals 2019

15 Aug, 2019 10:30am

Thinking of buying a brand new '19' plate car? We’ve rounded up the best new car deals available right now...

Looking for the best new car deals, then look no further. A brand new car doesn’t have to be out of reach with almost all manufacturers offering a wide-range of PCP new car deals, many coming with 0 per cent APR, but finding the best deals can be tricky.

To help, we’ve put together a selection of the best new car deals that you simply can’t ignore. Also, thanks to our unique Driver Power new car survey, we have found the deals on the cars that you, the reader, have said are the best to own.

Best car leasing deals

Most of the new car deals feature either a deposit contribution (typically from the dealer) or a low annual percentage rate (APR) of interest, which is usually picked up by the manufacturer’s finance house. If you can find a new car deal for the vehicle you want with both of these incentives and the monthly payments make sense, beat a path to the dealer’s door.

If you’re not looking for a new car right now, then our best new car deals here serve as a useful indication of which models are selling and which are not. That’s because makers may be keen to incentivise unpopular models, but are less likely to heavily discount cars that fly out of the showroom.

We’ve also taken some advice from colleagues on our sister website , who have produced ‘aim to pay’ prices for every one of the cars on this list. These figures represent the amount that you should hope to achieve when putting a deal together with the retailer.

The figures themselves are produced using a variety of different sources. They can be advertised figures from BuyaCar.co.uk, savings available from dealers, or based on the industry knowledge of BuyaCar staff.

These offers are representative, and they comprise the personal contract purchase deals that dominate the new-car finance market, with the ‘total paid by customer’ prices taking into account the current discounts. All prices and deals are correct the time of going to press.

The top 10 best car deals this month

1Mazda 2£151 per month
2Kia Ceed£249 per month
3Toyota Prius£299 per month
4Renault ZOE£269 per month
5BMW 5 Series£439 per month
6Suzuki Vitara£239 per month
7Toyota C-HR£302 per month
8Skoda Kodiaq£296 per month
9Jaguar F-Pace£409 per month
10Lexus RC £510 per month

Best city car deals

Kia Picanto - £183 per month

Model: Kia Picanto 3 1.25-litre manual
Per month: £183.62
List price: £13,150
Aim to pay: £11,267
Deposit: £2,000
APR: 5.9%
Deposit contribution: £1,000
Number of payments: 36
Final payment: £4,882.50
Total paid by customer: £13,492.82

Smart looks, low running costs and sparky handling make the new Picanto a winner – and a £1,000 deposit contribution is reasonable for a city car. A 5.9 per cent APR prevents this deal from coming in under list, but Kia’s market-leading warranty will add reassurance if you make the optional final payment.

Best supermini deals

Mazda 2 - £151 per month

Model: Mazda 2 SE+ 1.5 75PS
Per month: £151.51
List price: £13,795
Aim to pay: £13,422
Deposit: £2,317
APR: 4.1%
Deposit contribution: £2,250
Number of payments: 36
Final payment: £4,638.88
Total paid by customer: £12,410.24

Mazda’s VW Polo rival can be had with a chunky deposit contribution, making it worth checking out. Three-year deals tend to be most popular but, if you’re happy with a shorter 24-month term at £188 a month, the firm will offer zero per cent APR in addition to a £1,250 deposit contribution.

Kia Rio - £223 per month

Model: Kia Rio GT-Line 1.0 T-GDi
Per month: £223.54
List price: £16,790
Aim to pay: £15,912
Deposit: £2,500
APR: 5.9%
Deposit contribution: £1,750
Number of payments: 36
Final payment: £6,162.50
Total paid by customer: £16,709.94

The Rio is a highly competent supermini with strong levels of standard kit, all backed up by Kia’s industry-leading seven-year warranty. Take Kia up on this deal and you’ll get your hands on a sporty-looking GT-Line model, together with the company’s peppy 1.0-litre three-cylinder turbo petrol engine. The APR rate may be nothing to write home about, but a £1,750 deposit contribution is not to be sniffed at, nor is the fact it’ll still be under warranty long after the deal has ended.

Best hatchback deals

Volkswagen Golf - £199 per month

Model: Volkswagen Golf Match 1.0 TSI 115PS
Per month: £199
List price: £21,705
Aim to pay: £18,078
Deposit: £4,966.66
APR: 3.8%
Deposit contribution: £1,500
Number of payments: 47
Final payment: £7,629.40
Total paid by customer: £21,949.06

The Golf may be due for replacement soon, but the Mk 7.5 is such a thoroughly engineered car that we have no qualms recommending it. VW’s excellent 1.0-litre three-cylinder unit is an easy choice, while a low-ish APR rate and fair deposit contribution mean a Golf can be had for just under £200 a month.

Honda Civic - £209 per month

Model: Honda Civic SE 1.0 litre 125
Per month: £209
List price: £19,405
Aim to pay: £17,107
Deposit: £4,293.53
APR: 5.9%
Deposit contribution: £1,250
Number of payments: 36
Final payment: £8,307.61
Total paid by customer: £20,105.14

A deposit contribution of £1,250 is reasonable rather than stellar, while 5.9 per cent APR is at the higher end of the manufacturer-approved finance spectrum. But being able to bag a new Civic for £209 a month is an attractive prospect. SE trim brings climate control, parking sensors and 16-inch alloys.

Peugeot 308 - £238 per month

Model: Peugeot 308 GT Line 1.2 PureTech 130
Per month: £238.89
List price:  £24,295
Aim to pay: £20,224
Deposit: £4,964.17
APR: 0%
Deposit contribution: £500
Number of payments: 47
Final payment: £7,603
Total paid by customer: 23,795

Peugeot is offering two incentives on the 308: a (relatively modest) £500 deposit contribution, and zero per cent APR. Affordable monthly payments are helped by a healthy deposit, while GT Line trim bags you a number of sporty touches including a bodykit, aluminium pedals and leather-effect seats.

Kia Ceed - £249 per month

Model: Kia Ceed GT-Line 1.0 T-GDi
Per month: £249.12
List price: £21,840
Aim to pay: £18,588
Deposit: £3,000
APR: 2.9%
Deposit contribution: £1,500
Number of payments: 36
Final payment: £9,562.50
Total paid by customer: £21,530.82

Kia is doing well to offer a model as new as the Ceed with low APR and a deposit contribution, making this highly appealing hatch well worth a look. We featured the previous Cee’d (differentiated partly by the apostrophe) in April’s Driver Power poll, but any deals for those cars will be for used examples. GT-Line trim has heated seats, an eight-inch infotainment screen with full smartphone connectivity, dual-zone climate, plus a reversing camera, all for £3,000 down then £249 a month over three years.

Mazda 3 - £249 per month

Model: Mazda 3 SE-L 122PS
Per month: £249
List price: £21,385
Aim to pay: £20,595
Deposit: £3,512
APR: 4.1%
Deposit contribution: £500
Number of payments: 42
Final payment: £8,815.50
Total paid by customer: £22,785.50

Mazda has just replaced its 3, so this deal relates to the latest model, not the one owners told us about in our new-car survey. The 3’s freshness means offers are conservative, but a £500 deposit contribution is useful, the APR rate is lower than many rivals’, and a five-star crash rating from NCAP adds reassurance.

Toyota Corolla - £279 per month

Model: Toyota Corolla Hybrid Design
Per month: £279
List price: £26,625
Aim to pay: £23,685
Deposit: £4,931
APR: 0%
Deposit contribution: £0
Number of payments: 41
Final payment: £10,255.50
Total paid by customer: £26,625.50

New-car finance tends to be more attractive than used, which is why we’ve gone for the sleek new Corolla instead of the Auris it replaces (and which featured in April’s Driver Power poll). This deal offers zero per cent APR, essentially providing a free loan to help towards your new-car purchase.

Best family car deals 

Mazda 6 - £269 per month

Model: Mazda 6 SE-L NAV+ 145PS
Per month: £269
List price: £24,395
Aim to pay: £23,070
Deposit: £3,744
APR: 4.1%
Deposit contribution: £2,500
Number of payments: 42
Final payment: £8,810.50
Total paid by customer: £23,852.50

Often cited as one of the most attractive cars on sale today, the Mazda 6 saloon and Tourer estate make a case for themselves on initial inspection, and their appeal is bolstered on the road. The finances also make sense, thanks to a fair interest rate and decent deposit contribution. As well as the decent package we highlight here, Mazda is offering zero per cent interest on a 24-month deal with £4,000 down and £299 a month, but being able to put a 6 on your drive for £269 a month is too good to pass up. 

Skoda Superb - £299 per month

Model: Skoda Superb SE 1.6 TDI 120 DSG
Per month: £299.99
List price: £26,165
Aim to pay: £25,675
Deposit: £3,197.36
APR: 3.9%
Deposit contribution: £2,500
Number of payments: 47
Final payment: £8,597.80
Total paid by customer: £25,894.16

A car that’s hard to discuss without mentioning that it lives up to its name. This deal may be for the freshly facelifted Superb, but that hasn’t stopped Skoda from offering a £2,500 deposit contribution and low APR, despite the model’s youth. SE trim brings 17-inch alloy wheels, an eight-inch infotainment system, dual-zone climate control and keyless entry and go, while the DSG auto gearbox and 1.6-litre diesel engine should ensure economy is as impressive as the Superb is spacious.

Best estate car deals 

Skoda Octavia Estate - £276 per month

Model: Skoda Octavia Estate SE 1.5 TSI 150
Per month: £276.28
List price: £22,160
Aim to pay: £17,007
Deposit: £2,214
APR: 5.9%
Deposit contribution: £2,500
Number of payments: 47
Final payment: £7,325.50
Total paid by customer: £22,524.66

With more than half a million sold in the UK, Skoda doesn’t need to do much to shift the Octavia. But that hasn’t stopped it from offering a £2,500 deposit contribution, although an APR rate of 5.9 per is on the high side of normal. SE trim covers most bases, while the 1.5-litre TSI engine is a solid performer.

Subaru Outback - £349 per month

Model: Subaru Outback 2.5 SE Lineratronic
Per month: £349
List price: £30,010
Aim to pay: £28,569
Deposit: £4,968.50
APR: 6.9%
Deposit contribution: £1,000
Number of payments: 48
Final payment: £12,317
Total paid by customer: £34,037.50

That the Outback places so highly in our Driver Power new-car survey should give you an indication of how well owners rate these cars. Taking the plunge into Subaru ownership is helped by a £1,000 deposit contribution, although the firm’s high APR doesn’t do much in the company of some of the deals we’ve featured over these pages. However, given the fact that the Outback should give you so many years of trouble-free motoring, it would be easy to make a case that this is a price worth paying.

Best hybrid car deals 

Hyundai Ioniq - £177 per month

Model: Hyundai Ioniq Hybrid SE
Per month: £177.16
List price: £21,795
Aim to pay: £20,226
Deposit: £5,700
APR: 0%
Deposit contribution: £1,000
Number of payments: 24
Final payment: £10,845
Total paid by customer: £20,795

The Ioniq may be lower down our Driver Power rankings than the gold-medal-winning Toyota Prius it competes against, but comparing the deals available with the two cars shows the Hyundai is a clear winner. As with the Kia Niro, we’ve picked the regular hybrid for this deal. Put £5,700 down and you can have an Ioniq for two years at just under £180 a month, while benefiting from zero per cent APR and a £1,000 deposit contribution. SE trim brings a reversing camera and dual-zone climate control. 

Lexus CT - £297 per month

Model: Lexus CT Hybrid F Sport
Per month: £297.27
List price: £27,550
Aim to pay: £23,763
Deposit: £4,500
APR: 3.9%
Deposit contribution: £2,000
Number of payments: 41
Final payment: £11,025
Total paid by customer: £27,713.07 

To its critics, the CT is a Toyota Prius in a party frock; to its fans, it’s one of the most dependable cars on the market, and features a plush interior to boot. Wherever you stand, getting a Lexus for under £300 a month is decent, helped by a £2,000 contribution and a reasonably attractive APR of 3.9 per cent.

Toyota Prius - £299 per month

Model: Toyota Prius Business Edition Plus
Per month: £299
List price: £27,710
Aim to pay: £25,162
Deposit: £5,214
APR: 4.9%
Deposit contribution: £0
Number of payments: 41
Final payment: £13,252.50
Total paid by customer: £30,725.50 

It takes a lot to claim our Driver Power crown but the Toyota Prius has plenty to offer, if you listen to our readers. Strong fuel economy, low servicing costs, an impressive hybrid drivetrain and excellent safety features are among the aspects praised, while a smooth, quiet and refined ride further helps the car’s scores.

Excellent reported reliability and tip-top build quality seal a deal that was already done. While the Prius may be our undisputed 2019 champ, it would be wrong not to highlight that the finance package isn’t as competitive as that offered with rival hybrid, the Hyundai Ioniq.

Still, at least the deal on this Prius contains a relatively palatable APR rate of 4.9 per cent. Toyota might argue that it doesn’t need to offer that much of an incentive to encourage people into Prius ownership, because the car clearly impresses enough on its own merits.

Kia Niro - £307 per month

Model: Kia Niro Hybrid 3 1.6 GDi
Per month: £307.42
List price: £25,825
Aim to pay: £24,582
Deposit: £3,500
APR: 5.9%
Deposit contribution: £2,000
Number of payments: 36
Final payment: £12,150
Total paid by customer: £26,717.12

Kia’s Niro comes in three flavours: a conventional hybrid, a plug-in hybrid, or a pure EV (this last option is sold out for 2019). We’ve gone for the conventional hybrid for this deal, partly because the more expensive PHEV is no longer offset by the Government’s plug-in car grant.
Put £3,500 down and your Kia dealer will add £2,000, bringing the monthlies down to just over £300. High-spec 3 trim includes a 10.25-inch infotainment screen with sat-nav, leather seats and adaptive cruise control.

Toyota RAV4 - £332 per month

Model: Toyota RAV4 Design Hybrid FWD
Per month: £332.71
List price: £30,485
Aim to pay: £29,358
Deposit: £5,000
APR: 1.9%
Deposit contribution: £0
Number of payments: 35
Final payment: £14,985.75
Total paid by customer: £31,630.60

A new RAV4 has hit showrooms recently and it’s this model we’re highlighting here, not the previous-generation car owners told us about in our Driver Power poll. The new RAV4’s chunky looks combine with a low APR rate, while Design trim includes adaptive cruise control and a reversing camera.

Best electric car deals 

Renault ZOE - £269 per month

Model: Renault ZOE iDynamique Nav R110
Per month: £269
List price: £25,020
Aim to pay: £19,111
Deposit: £3,402
APR: 4.9%
Deposit contribution: £3,000
Number of payments: 48
Final payment: £8,376
Total paid by customer: £24,690

A new ZOE has just been unveiled, which might explain the hefty deposit contribution being offered, plus Renault will add a free home charger, and the Government will throw in £3,500. The i Dynamique Nav model means that you’ll own the car’s battery outright, saving £69 per month in battery-lease costs.

Nissan Leaf - £379 per month

Model: Nissan Leaf N-Connecta
Per month: £379
List price: £29,890
Aim to pay: £27,518
Deposit: £4,570.84
APR: 5.99%
Deposit contribution: £750
Number of payments: 48
Final payment: £10,625.28
Total paid by customer: £33,388.12

The list price you see here is after the Government’s plug-in car grant has been applied, so although the £750 deposit Nissan is offering may seem measly, you’re arguably getting a further £3,500 off a new car. While the APR rate on offer is average, EVs are flying off the shelves these days, so Nissan probably doesn’t need to provide too much of an incentive to tempt people into a Leaf. N-Connecta trim brings a decent kit list, including part-leather trim, heated seats and a 360-degree camera.

Best compact executive car deals

Alfa Romeo Giulia - £309 per month

Model: Alfa Romeo Giulia Nero Edizione 2.0
Per month: £309
List price: £35,995
Aim to pay: £32,756
Deposit: £5,999
APR: 3.9%
Deposit contribution: £5,000
Number of payments: 47
Final payment: £13,400
Total paid by customer: £33,922

To drive the Alfa Romeo Giulia is to love it, according to our readers. No other model was rated more highly for handling in our Driver Power 2019 survey. It’s also a real head-turner, while owners’ perceptions of its safety features were backed up by Euro NCAP, which gave it one of the highest adult occupancy scores (98 per cent) it has ever awarded.

Some of the deals Alfa is currently offering on the car are similarly impressive, with a generous £5,000 deposit contribution being complemented by an APR rate of 3.9 per cent.

This deal is for the Nero Edizione Giulia, which goes from 0-62mph in 6.7 seconds. Power comes courtesy of Alfa’s 197bhp 2.0-litre petrol engine, and this performance is paired with a specification that includes a number of unique design elements, such as black window surrounds, a gloss-black grille and 18-inch black alloy wheels.

Lexus IS - £388 per month

Model: Lexus IS 300h F Sport
Per month: £388.70
List price: £35,200
Aim to pay: £32,050
Deposit: £4,500
APR: 1.9%
Deposit contribution: £2,000
Number of payments: 41
Final payment: £14,181
Total paid by customer: £34,617.70

The IS may be a left-field choice for an exec saloon, but it would seem that it’s rare to find an owner who regrets taking the path less travelled. Taking the number-two spot in our Driver Power poll is no mean feat, and one the IS achieved partly thanks to strong scores for its reliability, the driving experience and impressive levels of interior comfort.

All models have adaptive cruise control, heated seats and LED headlights, although plumping for the F Sport model adds nattier alloy wheels, a more aggressive bodykit and electrically adjustable sports seats.

Put £4,500 down as a deposit and the IS can be yours for just under £400 a month, with Lexus contributing £2,000 and keeping the APR down to 1.9 per cent. If you’re not fussed about the trappings F Sport spec brings, a standard IS can be had for £40 a month less with the same deposit.

Best executive car deals

Jaguar XF - £399 per month

Model: Jaguar XF R-Sport 2.0i 250PS
Per month: £399
List price: £41,615
Aim to pay: £34,809
Deposit: £8,050
APR: 3.9%
Deposit contribution: £4,300
Number of payments: 48
Final payment: £13,493
Total paid by customer: £40,695

Jaguar’s sharp-handling 5 Series rival could be on your driveway for £399 a month with £8,050 down. An APR rate of 3.9 per cent sweetens the deal, while the chunky deposit contribution represents a 10 per cent discount and means, even after interest, you could be driving a big cat for less than the list price.

BMW 5 Series - £439 per month

Model: BMW 520d M Sport
Per month: £439
List price: £41,710
Aim to pay: £37,955
Deposit: £5,239
APR: 4.9%
Deposit contribution: £5,087.74
Number of payments: 47
Final payment: £15,263.65
Total paid by customer: £41,135.65

A byword for sharp-handling executive saloons, the 5 Series may be losing ground to 4x4s, but be under no illusion: it’s better to drive than almost every SUV under the sun. BMW will help with a £5,000-plus deposit contribution, and if you match that, you can have an M Sport 520d for under £450 a month.

Lexus ES - £487 per month

Model: Lexus ES 300h F Sport
Per month: £487.42
List price: £38,155
Aim to pay: £34,771
Deposit: £4,500
APR: 5.9%
Deposit contribution: £2,000
Number of payments: 41
Final payment: £16,560
Total paid by customer: £41,044.22

If you want evidence 2019 has been a bumper year for new cars, look at the number of deals that feature the latest model, not the older car that featured in April’s new car Driver Power survey. The ES is one such model, replacing the highly prized GS in the large executive saloon class. All versions are powered by a 2.5-litre petrol engine paired with an electric motor, but opting for F Sport trim brings adaptive dampers, sports seats and a sunroof among other goodies. A £2,000 deposit contribution adds appeal.

Best small SUV deals

Peugeot 2008 - £186 per month

Model: Peugeot 2008 Allure PureTech 130
Per month: £186.12
List price: £20,815
Aim to pay: £20,355
Deposit: £5,682
APR: 2.9%
Deposit contribution: £1,250
Number of payments: 47
Final payment: £6,432
Total paid by customer: £20,861.64

Peugeot’s popular small SUV may be due for replacement soon, but this model offers willing engines, characterful looks and good practicality. A low APR rate combines with a £1,250 deposit contribution to bring the 2008 in under list, while Allure trim features dual-zone climate control.

SEAT Arona - £199 per month

Model: SEAT Arona SE TEchnology TSI 95
Per month: £199.70
List price: £18,020
Aim to pay: £16,997
Deposit: £2,400
APR: 6.43%
Deposit contribution: £1,500
Number of payments: 47
Final payment: £7,470.10
Total paid by customer: £19,256

Despite sitting on the same platform as a number of VW Group cars, the Arona offers a character all of its own, while the 1.0-litre three-cylinder engine is one of the more characterful powerplants to emerge in the last decade or so. Factor in a sweet-shifting six-speed manual box, and hustling the Arona down country lanes and urban backroads is a real pleasure. APR of 6.43 per cent isn’t that attractive, but a £1,500 deposit contribution and low monthlies make this a pretty easy deal to swallow.

Nissan Juke - £233 per month

Model: Nissan Juke Tekna 1.6
Per month: £233
List price: £20,610
Aim to pay: £17,764
Deposit: £2,490
APR: 0%
Deposit contribution: £250
Number of payments: 48
Final payment: £6,685
Total paid by customer: £20,359

The Juke may be almost a decade old, yet its popularity hasn’t waned. But a replacement is around the corner, which may explain this attractive zero per cent APR and (minor) deposit contribution discount bundle. Top-spec Tekna gets leather, a Bose stereo and 360-degree camera.

Suzuki Vitara - £239 per month

Model: Suzuki Vitara 1.0 Boosterjet SZ-T
Per month: £239
List price: £18,999
Aim to pay: £18,349
Deposit: £2,025
APR: 0%
Deposit contribution: £0
Number of payments: 36
Final payment: £8,370
Total paid by customer: £18,999 

The zero per cent APR being offered by Suzuki means you’d be better off taking out finance than paying cash, because the money you might have shelled out can sit in you account accruing interest. Costs are further kept down by the fact Vitara owners report low servicing fees and decent fuel economy.

Kia Stonic - £278 per month

Model: Kia Stonic 3 1.0 T-GDi
Per month: £278.84
List price: £18,875
Aim to pay: £15,670
Deposit: £3,000
APR: 5.9%
Deposit contribution: £0
Number of payments: 36
Final payment: £7,965
Total paid by customer: £21,003.24

It is telling that although Kia offers reasonable deals on some of the models in its range, there is neither a deposit contribution nor a low APR to help you get behind the wheel of a Stonic. With high-riding SUVs in peak demand, it’s hatchbacks that dealers and makers often need help shifting. No matter, if you want an economical and practical Stonic, one can still be yours for just over £250 a month. High-spec 3 trim brings sat-nav, a reversing camera and some interior trim upgrades.

Best mid-size SUV deals 

Skoda Karoq - £249 per month

Model: Skoda Karoq SE 1.0 TSI 115
Per month: £249.29
List price: £21,945
Aim to pay: £20,480
Deposit: £2,200
APR: 5.9%
Deposit contribution: £1,250
Number of payments: 47
Final payment: £10,064.80
Total paid by customer: 23,981.43

Yeti owners may have been up in arms when their uniquely styled car was replaced by the more conservative-looking Karoq, but to judge from the number you see on the road, Skoda seems to have made the right decision by toning down the styling for this mid-size SUV. The VW Group’s 1.0-litre three-cylinder engine makes another welcome appearance in this deal, while a £1,250 deposit contribution (and just £2,200 down from you) keeps the monthlies below £250. SE trim covers the basics and more. 

Honda CR-V - £265 per month

Model: Honda CR-V S 1.5 Turbo 2WD
Per month: £265
List price: £26,310
Aim to pay: £25,167
Deposit: £6,775.51
APR: 5.9%
Deposit contribution: £1,000
Number of payments: 36
Final payment: £11,707.48
Total paid by customer: £28,022.99

Just £265 a month is enough to put the keys to Honda’s highly capable and family-friendly CR-V SUV in your hands. True, you’ll need to put down a fairly chunky deposit to keep the monthly payments down, while the 5.9 per cent APR is industry standard, rather than being particularly impressive. Note this deal is for the latest CR-V, not the previous model that featured in April’s Driver Power poll, although the fact it’s such a new model and still comes with a £1,000 deposit contribution is worthy of note.

Nissan Qashqai - £267 per month

Model: Nissan Qashqai dCi 115 Acenta Premium
Per month: £267
List price: £24,500
Aim to pay: £21,272
Deposit: £3,000
APR: 0%
Deposit contribution: £500
Number of payments: 48
Final payment: £8,175
Total paid by customer: £24,000

The Qashqai doesn’t need an offer to find buyers: it was the UK’s fourth-best-selling car last year. But that doesn’t mean Nissan won’t do a deal. With no interest and a £500 deposit contribution, you’ll pay below list on finance, while Acenta Premium brings full smartphone connectivity and dual-zone climate.

Kia Sportage - £279 per month

Model: Kia Sportage 2 1.6 T-GDi
Per month: £279.44
List price: £24,770
Aim to pay: £20,441
Deposit: £3,500
APR: 5.9%
Deposit contribution: £2,000
Number of payments: 36
Final payment: £11,992.50
Total paid by customer: £25,552.34

The Sportage is one of a number of mid-size family SUVs on the market, but its sheer ease of use is appealing. We’ve selected the turbocharged 1.6-litre engine for this deal; you can get a Sportage for around £250 a month if you go for the non-turbo 1.6 petrol, but take this up to motorway speed to make sure you’re happy with its leisurely acceleration before signing anything. Industry-standard APR is softened by a chunky deposit contribution, while Kia’s 2 trim covers all the basics and more.

Mazda CX-5 - £279 per month

Model: Mazda CX-5 SE-L NAV+ 165 2WD
Per month: £279
List price: £26,400
Aim to pay: £24,143
Deposit: £4,696.25
APR: 4.1%
Deposit contribution: £1,250
Number of payments: 42
Final payment: £11,018.13
Total paid by customer: £27,432.37 

The CX-5 is often held up as an example of how to make an SUV enjoyable to drive and to look at, and this deal makes it even more attractive. A competitive 4.1 per cent  APR combines with a modest but reasonable £1,250 deposit contribution. The 2.0-litre petrol engine here is well paired with Mazda’s perfect six-speed manual box. If you fancy a shorter contract than the 42-month deal cited here, you can get a zero per cent APR offer over a 24-month loan period, with £4,500 down and £359 a month.

Ford Kuga - £290 per month

Model: Ford Kuga ST-Line Edition TDCi 120
Per month: £290
List price: £31,265
Aim to pay: £25,751
Deposit: £4,000
APR: 0%
Deposit contribution: £5,200
Number of payments: 38
Final payment: £11,017
Total paid by customer: £26,065.12

A humdinger of a deal brings zero per cent APR and a chunky £5,200 deposit contribution on a new Kuga, and a big saving over list. ST-Line Edition has all the sporty trimmings, while the 1.5-litre diesel should be impressively frugal. Head to Ford’s Buy Online site rather than its configurator for the best deals.

Toyota C-HR - £302 per month

Model: Toyota C-HR Design FWD 1.2 Turbo
Per month: £302.65
List price: £24,720
Aim to pay: £24,000
Deposit: £3,000
APR: 1.9%
Deposit contribution: £0
Number of payments: 41
Final payment: £10,372.50
Total paid by customer: £25,781.15

The C-HR is an in-demand SUV, and while Toyota may not be offering a deposit contribution with this deal, an APR of 1.4 per cent is more comparable with a mortgage deal than a PCP offer. This is the 1.2-litre petrol version rather than the more efficient hybrid, but going for the more affordable drivetrain means you get to use Toyota’s snickety six-speed manual gearbox rather than the Hybrid’s CVT. Note that if you’re happy with a short two-year deal, Toyota will drop the APR to zero per cent. 

Peugeot 3008 - £327 per month 

Model: Peugeot 3008 GT Line Premium PT 130
Per month: £327.79
List price: £31,380
Aim to pay: £28,914
Deposit: £4,800
APR: 5.9%
Deposit contribution: £2,025
Number of payments: 47
Final payment: £13,720
Total paid by customer: £33,926.13

Last year’s Driver Power champ still makes an excellent case for itself, and Peugeot’s current £2,025 discount adds to its appeal. We’ve highlighted a high-spec GT Line Premium model for this deal, because the 3008’s interior is so nice it’s worth spending extra on, plus you’re probably looking at least £300 a month unless you go for a base-level Active or put down a chunkier deposit. The 1.2-litre PureTech petrol engine is eager when pushed, but it should return reasonable economy when treated gently.

Volkswagen Tiguan - £335 per month

Model: Volkswagen Tiguan SEL 1.5 TSI 150 DSG
Per month: £335.76
List price: £31,190
Aim to pay: £25,927
Deposit: £4,005
APR: 4.9%
Deposit contribution: £2,500
Number of payments: 47
Final payment: £12,475
Total paid by customer: £32,260.72

Another big-selling SUV. VW’s interest rates tend to hover around five per cent, but a decent deposit contribution offsets this. The 1.5-litre petrol unit is well paired with a seven-speed dual-clutch gearbox in this deal, while SEL specification features digital dials, satellite navigation and a panoramic sunroof.

Subaru Forester - £349 per month

Model: Subaru Forester XE Lineratronic
Per month: £349
List price: £30,015
Aim to pay: £27,887
Deposit: £5,499.75
APR: 6.9%
Deposit contribution: £1,000
Number of payments: 48
Final payment: £11,626
Total paid by customer: £33,877.75

Smaller firms can struggle to compete with the financial clout bigger makers wield, as evidenced by the APR Subaru offers here. Many owners would never consider a car from another manufacturer, though, while the Forester’s cast-iron reputation means it’s a purchase few buyers are likely to regret

Best large SUV deals

Skoda Kodiaq - £296 per month

Model: Skoda Kodiaq SE 1.5 TSI 150 PS
Per month: £296.34
List price: £26,755 Aim to pay: £22,988
Deposit: £3,675
APR: 5.9%
Deposit contribution: £2,000
Number of payments: 47
Final payment: £10,826.20
Total paid by customer: £28,429.18

It’s hard to find anyone who has driven a Kodiaq and has a bad word to say about it. Immensely practical (particularly if you go for the seven-seat model illustrated in this deal), handsome, easy to drive, and with a genuinely commanding driving position, it has quickly established itself as a near-perfect family SUV.

While the APR currently available may be the humdrum 5.9 per cent we’re so used to seeing with VW Group cars, Skoda’s £2,000 deposit contribution helps things along and enables you to put a seven-seat SUV on your driveway for just under £300 a month.

SE trim includes cruise control, dual-zone climate, reversing sensors, a DAB radio and 18-inch alloys. The numerous drivetrain options means you can tailor the Kodiaq to your needs, and adding four-wheel drive and a dual-clutch automatic to this SE car would bring the monthlies up to around £340.

Kia Sorento - £433 per month 

Model: Kia Sorento KX-2 2.2 CRDi auto
Per month: £433.09 List price: £35,650
Aim to pay: £29,741
Deposit: £5,000
APR: 2.9%
Deposit contribution: £2,500
Number of payments: 36
Final payment: £14,445
Total paid by customer: £35,036.24

A seven-seven SUV with a totally different appeal to the Lexus RX, the Kia Sorento finds great favour with its owners, who rave about its practicality, reliability and comfort, while also enjoying the driving experience.

Taking the plunge into ownership is made easier by the 2.9 per cent APR and reasonable deposit contribution highlighted in this deal, while even the base KX-1 model gets seven seats, cruise control and the latest smartphone integration. Stepping up to KX-2 brings the leather seats a car of this size is crying out for, along with sat-nav, dual-zone climate control and a heated steering wheel.

Kia offers a £2,500 deposit contribution towards the Sorento, so if you put £5,000 down, you’ll get you a KX-2 model for £433 a month over three years. We’ve opted for the automatic with this deal, because that better suits this large SUV’s relaxed character.

Best MPV deals

Citroen C4 Grand SpaceTourer - £334 per month

Model: Citroen C4 Grand SpaceTourer PureTech 130 Feel
Per month: £334
List price: £25,350
Aim to pay: £22,569
Deposit: £3,000
APR: 4.9%
Deposit contribution: £1,750
Number of payments: 47
Final payment: £8,930
Total paid by customer: £27,628

Production of the C4 SpaceTourer (formerly the C4 Picasso) has ended, but the seven-seat Grand version is still available with some reasonable finance deals; this one includes a £1,750 deposit contribution. Feel trim has sat-nav, cruise control, 17-inch alloys and all-round parking sensors.

Best premium mid-size SUV deals

Volvo XC60 - £399 per month

Model: Volvo XC60 T5 AWD Momentum
Per month: £399
List price: £40,910
Aim to pay: £35,270
Deposit: £5,922.58
APR: 4.9%
Deposit contribution: £4,819.25
Number of payments: 48
Final payment: £15,526.88
Total paid by customer: £40,601.46

Volvo has a number of offers available for the XC60, and in the case of this deal the company will put up a £1,500 deposit contribution itself, while your local dealer should add in more than £3,000 to the bargain. The 2.0-litre T5 engine in this model produces 247bhp and gets the Swedish SUV from 0-62mph in less than seven seconds, while Momentum trim brings 18-inch alloy wheels, leather seats and aluminium dashboard inserts to the sleek cabin, plus lane-keep assist.

Jaguar F-Pace - £409 per month

Model: Jaguar F-Pace R-Sport 2.0D 163PS
Per month: £409.72
List price: £39,270
Aim to pay: £34,760
Deposit: £6,091
APR: 3.9%
Deposit contribution: £3,000
Number of payments: 36
Final payment: £18,303
Total paid by customer: £39,143.92

The F-Pace has a lower deposit contribution than the XF, which may indicate which model Jag needs help shifting. But if you want a sharp-handling SUV rather than a saloon, a £3,000 deposit contribution appeals, as does R-Sport trim. The 2.0-litre diesel offers more palatable economy than the F-Pace’s petrol units, too.

Audi Q5 - £415 per month

Model: Audi Q5 40 TDI quattro S line
Per month: £415
List price: £44,070
Aim to pay: £38,210
Deposit: £7,830
APR: 6.7%
Deposit contribution: £3,700
Number of payments: 47
Final payment: £19,878.30
Total paid by customer: £47,213.30

Audi’s APR rates are typically between five and six per cent. While this deal has a 6.7 per cent rate, the deposit contribution is not to be sniffed at. S line trim brings the sporty styling that sets off modern Audis, quattro adds all-wheel-drive security, and the 40TDI name denotes a 187bhp 2.0-litre diesel engine.

Lexus NX - £602 per month

Model: Lexus NX Hybrid Takumi
Per month: £602.95
List price: £46,800
Aim to pay: £42,901
Deposit: £6,000
APR: 5.9%
Deposit contribution: £2,000
Number of payments: 41
Final payment: £20,047.50
Total paid by customer: £50,768.45

Lexus likes to do things differently, which partly explains why the BMW X3-rivalling NX doesn’t have a diesel option, or any powertrain except a 2.5-litre petrol-electric hybrid. If you like the NX’s sharp styling and plush interior, Lexus offers a £2,000 deposit contribution, although doing things differently doesn’t extend to the industry-standard 5.9 per cent APR rate. Top-spec Takumi trim will leave you feeling pampered, though, with heated and ventilated leather seats and a head-up display among the kit.

Best premium large SUV deals

Lexus RX - £493 per month

Model: Lexus RX 450h
Per month: £493.40
List price: £49,705
Aim to pay: £44,183
Deposit: £9,000
APR: 1.9%
Deposit contribution: £2,000
Number of payments: 41
Final payment: £20,430
Total paid by customer: £49,659.40 

Given Lexus only builds nine models, it’s noteworthy that six feature in our Driver Power survey of the UK’s top 100 new cars. More impressively still, the fifth-placed RX isn’t even the highest-ranking Lexus.

You’ll need deep pockets to buy an RX, with a deposit of £9,000 leaving you liable for monthly repayments of just under £500. Still, Lexus will offer both a £2,000 deposit allowance and a low APR of 1.9 per cent.

All examples of the RX bring heated and ventilated leather seats, keyless entry, plus a host of safety kit bundled in Lexus’s Safety System + package. Upgrading to the dynamic-looking F Sport adds around £50 a month to the repayments, while choosing the seven-seat RX-L brings a similar premium.

If you can afford it, there are few cars more likely to give a satisfying ownership experience than the RX, according to our readers.

Best sports car and coupe deals

Mazda MX-5 - £212 per month

Model: Mazda MX-5 SE+ 1.5
Per month: £212.55
List price: £20,285
Aim to pay: £18,437
Deposit: £3,271
APR: 4.1%
Deposit contribution: £2,000
Number of payments: 42
Final payment: £6,825.50
Total paid by customer: £19,023.06

The MX-5 needs little introduction, and the lure of the car can be justified by a reasonable deposit contribution and a competitive APR rate. Just over £3,000 down and £213 a month will put an MX-5 on your drive. SE+ trim includes air-con and 16-inch alloys, and the 1.5-litre car has just the right amount of shove for this small two-seater, while being cheaper than the 2.0-litre. Budget around £285 a month if you want the extra kit offered by Sport Nav+ trim, or opt for a short 24-month deal for zero per cent APR.

Lexus RC - £510 per month

 

Model: Lexus RC 300h
Per month: £510.78
List price: £38,805
Aim to pay: £34,626
Deposit: £5,000
APR: 5.9%
Deposit contribution: £2,000
Number of payments: 41
Final payment: £15,682.50
Total paid by customer: 41,624.48

If the CT looks sharp, the RC is sharper still, but the finance available isn’t quite so cutting-edge. An interest rate of 5.9 per cent is neither here nor there, but at least Lexus sweetens the deal with a £2,000 contribution. LED headlights, adaptive cruise and nav are bundled with the unnamed entry-level trim.

Best car deals 2019top discounts online

The car deals above are official manufacturer prices. However for some of the cheapest new or nearly-new cars out there, you might be interested in using an online car dealer - so we've put together a list of deals from the top UK sites, including our sister site . Note that these deals only run for a limited time - make sure you double-check the prices using the linked sites.

Audi A1 - front cornering

Mazda 2 Sport Black - front cornering

Citroen C4 Cactus - front

Mitsubishi Eclipse Cross - Front Tracking

Renault Grand Scenic front corner

BMW 5 Series Touring

You can check the latest discounts being offered online at our sister site 

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