Best new car deals 2018

19 Oct, 2018 1:50pm

After a 68-plate car? With today’s crop of amazing new cars comes a host of great new car deals. We’ve rounded up the best available…

The new 68 plates are here, which means it's the perfect time to start hunting around for the best new car deals. Why? Because manufacturers are currently offering a wide selection of new car deals to tempt you into the showroom, with many deals coming with huge deposit contributions or 0 per cent APR. 

If you're not sure what car you want or how to find the best new car deal, though, don't worry. We’ve done the hard work for you and looked high and low to find the most popular offers available right now. Which means you don’t need to waste time getting lost in a jungle of monthly installments, APR figures and final balloon payments.

• Best car leasing deals 2018

Each of the representative Personal Contract Purchase (PCP) deals below give you an idea of the top offers available for that particular car. We’ve provided figures for all of the key variables in PCP finance deals, including the size of deposit you must put down, how big the monthly payments are likely to be and the cost of the optional final payment.

The selection of cars below is based on the results of our 2018 Driver Power survey and therefore represent the best cars to own as voted for by jumbo-bg readers. 

In each of the deals, the figure for the total amount payable reflects what you as the buyer will have to spend on the car, excluding the dealer contribution. It is good to keep in mind that with PCP finance deals, there is the option to forego the final payment and simply hand the car back to the dealer.

We’ve also enlisted the help of our sister site, BuyaCar.co.uk, which is a new car broker, to provide ‘aim-to-pay’ prices. If you’re not buying on finance, this will give you a target of what you should pay.

Although the car deals go through regular updates through the manufacturers and car brokers, the numbers below give you a clear idea of what you can expect to pay for each model. Always be prepared to haggle – as there’s usually a little room for manoeuvre on the prices quoted.

Read on below for our comprehensive list of the best new car deals in each sector. Plus, don't forget to read our list of the cheapest cars to insure and our round-up of the best car leasing deals.  

The top 10 best car deals this month

Click the links below to jump to that deal..
1Nissan Micra£149 per month
2Toyota C-HR£219 per month
3Mazda MX-5£219 per month
4Audi Q2£259 per month
5Kia Niro£265 per month
6Peugeot 3008£316 per month
7BMW 2 Series£319 per month
8Volkswagen Tiguan£319 per month
9Mercedes C-Class£339 per month
10Lexus RX£499 per month

Best city car deals 

Toyota Aygo - £169 per month 

Toyota isn’t offering a deposit contribution towards the Aygo, but it is financing the car with zero per cent APR. Put down £1,630 up front and your monthly premiums go down to £169 for the city car. The x-press model features a seven-inch infotainment system, reversing camera, DAB radio and Bluetooth. 

Model: Toyota Aygo x-press
Per month: £169
List price: £12,630
Aim to pay: £11,880
Deposit: £1,630
APR: 0%
Deposit contribution: £0
Number of payments: 35
Final payment: £5,085
Total to pay: £12,630

Best supermini deals

Honda Jazz - £139 per month

Honda’s generous £750 deposit contribution and £1,000 test drive incentive stands until the end of August, and means you can bag a Jazz for under list price – even after interest charges. The Jazz was highly rated for its practicality in our Driver Power survey, with owners praising the neat Magic Seats.

Model: Honda Jazz 1.3 i-VTEC S
Per month: £139
List price: £14,240
Aim to pay: £13,140
Deposit: £2,534.60
APR: 5.9%
Deposit contribution: £1,750
Number of payments: 36
Final payment: £6,399.03
Total to pay: £13,947.66

Nissan Micra - £149 per month

 

Thanks to Nissan’s zero per cent APR deal, monthly payments for this supermini total £149. Opt for a larger deposit and they’ll drop even further. Acenta trim comes with standard-fit 16-inch wheels, cruise control and Apple CarPlay. The Micra scored well for its exterior looks in our Driver Power results, while owners also gave it strong feedback in the ride and handling category. 

Model: Nissan Micra Acenta Limited Edition
Per month: £149
List price: £14,025
Aim to pay: £12,640
Deposit: £3,194
APR: 0%
Deposit contribution: £0
Number of payments: 36
Final payment: £5,467
Total to pay: £14,025 

Mazda 2 - £189 per month

Take out a 42-month contract on a Mazda 2 and you’ll be getting a sharp-handling VW Polo rival for less than £200 a month. This deal will secure you the 89bhp 1.5-litre petrol model in SE-L Nav+ trim that adds parking sensors, sat-nav and lots of safety kit. Mazda will help generously with the deposit as well.

Model: Mazda 2 90PS SE-L Nav+
Per month: £189
List price: £15,975
Aim to pay: £15,221
Deposit: £2,697.75
APR: 3.9%
Deposit contribution: £1,750
Number of payments: 42
Final payment: £4,713.25
Total to pay: £15,349

Kia Rio - £213 per month

We’ve gone for a Rio 3 both to secure the new 99bhp 1.0-litre three-cylinder and because it has loads of kit. Heated seats, Apple CarPlay and Android Auto, sat-nav and 16-inch alloy wheels feature, as do autonomous emergency braking and lane departure warning. Kia will chip in £1,500 before the end of September.

Model: Kia Rio 3 1.0 T-GDi 99bhp
Per month: £213.66
List price: £17,010
Aim to pay: £15,726
Deposit: £3,500
APR: 4.9%
Deposit contribution: £1,500
Number of payments: 36
Final payment: £5,631.25
Total to pay: £16,823.01 

Best compact family deals

Mazda 3 - £199 per month

 

The 3 is discounted by £1,250 if you sign up before September – and that’s before the £3,500 deposit contribution. It means a 3 is yours for just £199 a month with a little over £4,000 down. SE-L Nav trim includes cruise control, 16-inch alloys, twin exhausts, sat-nav, heated front seats and reversing sensors.

Model: Mazda 3 SE-L Nav 120
Per month: £199
List price: £21,265
Aim to pay: £18,869
Deposit: £4,113
APR: 3.9%
Deposit contribution: £3,500
Number of payments: 42
Final payment: £6,700.13
Total to pay: £17,921.13 

Honda Civic - £218 per month

Opt for the Civic SR and you’ll get Honda’s CONNECT Garmin sat-nav, a rear parking camera, auto wipers and heated mirrors. Honda is offering a high 5.9 per cent APR, although there’s a £750 deposit contribution. Even with the maker chipping in, the family hatch proves more expensive to buy on finance than outright. So if you’re keen, follow the advice from our sister site BuyaCar and haggle for a slightly higher contribution from the dealer. 

Model: Honda Civic SR 129PS V-TEC manual
Per month: £218.99
List price: £20,760
Aim to pay: £20,121
Deposit: £4,978
APR: 6.0%
Deposit contribution: £750
Number of payments: 36
Final payment: £9,298.47
Total to pay: £22,160.11

Ford Focus - £234 per month

Ford may have just launched the all-new, Mk4 Focus, but that doesn’t detract from the merits of the Mk3. It’s offering zero per cent APR on the outgoing hatch, with a £2,850 discount. That means a deposit of £3,500 will secure a 99bhp 1.0-litre EcoBoost model in popular Titanium guise. 

Model: Ford Focus Titanium 1.0 EcoBoost
Per month: £234.08
List price: £21,540
Aim to pay: £16,504
Deposit: £3,500
APR: 0%
Deposit contribution: £2,850
Number of payments: 36
Final payment: £6,763
Total to pay: £18,689.88 

SEAT Leon - £249 per month

 

A former Driver Power category winner, the SEAT Leon is still liked by owners. SEAT is offering £2,250 towards the deposit on a 47-month deal. This cuts monthly payments to £249. In FR Technology trim, the Leon has an eight-inch infotainment system, sat-nav, twin exhausts and upgraded seats. 

Model: SEAT Leon FR Technology 1.4 TSI
Per month: £249
List price: £21,430
Aim to pay: £17,414
Deposit: £3,449
APR: 6.4%
Deposit contribution: £2,250
Number of payments: 47
Final payment: £6,877.16
Total to pay: £22,039.16 

Audi A3 - £253 per month

Put down £3,000 on a 48-month deal on the A3 and you can get it for almost the price of the SEAT Leon, because Audi will match your deposit. This A3 has the company’s 1.0-litre three-cylinder engine, while Sport trim features 17-inch alloy wheels, sports seats and some racy exterior touches, plus sat-nav. 

Model: Audi A3 Sportback Sport 1.0
Per month: £253.19
List price: £22,965
Aim to pay: £21,107
Deposit: £3,000
APR: 6.7%
Deposit contribution: £3,000
Number of payments: 47
Final payment: £8,415.60
Total to pay: £23,315.60

Toyota Auris - £259 per month

Toyota is another manufacturer tempting buyers with zero per cent finance. With a £1,500 deposit contribution from the maker, the 1.2-litre Auris will be cheaper to buy on finance than with cash. The final payment of £6,570 isn’t all that steep, either. Opt for Design trim and you get 17-inch wheels, Alcantara seats, DAB and a seven-inch touchscreen with sat-nav. There are also reversing cameras front and rear, along with a park assist system. 

Model: Toyota Auris Design 1.2 VVT-I Manual
Per month: £259
List price: £22,185
Aim to pay: £18,931
Deposit: £3,497
APR: 0%
Deposit contribution: £1,500
Number of payments: 42
Final payment: £6,570
Total to pay: £20,625

Lexus CT - £259 per month

If you put a £5,580 deposit down, a CT can be on your drive for just £259 a month over 42 months, with Lexus contributing £2,000 towards its cost. Luxury trim nets you heated seats, dual-zone climate control, keyless entry, all-round parking sensors, a reversing camera, DAB, 17-inch alloys and sat-nav. 

Model: Lexus CT 200h Luxury
Per month: £259
List price: £26,630
Aim to pay: £23,865
Deposit: £5,580
APR: 3.9%
Deposit contribution: £2,000
Number of payments: 41
Final payment: £10,417.50
Total to pay: 26,617 

Toyota Prius - £299 per month

For £299 a month over a 36-month deal, you can get your hands on the popular Prius hybrid. Surprisingly, Toyota isn’t contributing to the deposit and it’s worth noting the representative APR rate adds up to 4.9 per cent here. Business Edition Plus trim comes with 17-inch alloys, park assist with parking sensors front and rear, heated front seats, sat-nav and DAB radio. The 1.8-litre petrol hybrid claims 85.6mpg, which should help keep fuel bills low. Driver Power respondents told us the Prius is the most economical car in the 2018 survey. They also praised the car’s engines, ranking them near the very top for refinement and power. The Prius was really highly rated for its safety features and reliability as well. 

Model: Toyota Prius Business Edition Plus
Per month: £299
List price: £26,985
Aim to pay: £24,112
Deposit: £5,155
APR: 4.9%
Deposit contribution: £0
Number of payments: 36
Final payment: £13,702
Total to pay: £29,622 

Volkswagen Golf - £313 per month

The mid-life facelift brought some new tech and engines for the top-selling Golf. Owners tell us they like its infotainment and safety features, while VW’s range of petrol and diesel engines impresses. To help make the decision even easier, VW is contributing £1,500 towards the deposit, and if you put down an extra £5,000 the monthly payments total £313.72 for three years. SE Navigation has adaptive cruise control, AEB, an eight-inch touchscreen with sat-nav and the Car Net App. 

Model: Volkswagen Golf SE Navigation 2.0 TDI
Per month: £313.72
List price: £24,060
Aim to pay: £21,606
Deposit: £5,000
APR: 5.5%
Deposit contribution: £1,500
Number of payments: 35
Final payment: £8,685.10

Skoda Octavia - £318 per month

The 5.2 per cent APR on the Octavia is quite high for some people, but Skoda is sweetening the deal with £2,500 towards the deposit. Opt for the 36-month package, and this brings monthly costs to £318.52. The final payment is manageable, too. A Driver Power favourite, the Octavia is praised by owners in nearly every area. SE L spec adds an eight-inch touchscreen with sat-nav and WiFi. There’s also Alcantara and leather, as well as full-LED headlights. 

Model: Skoda Octavia SE L 1.6 TDI 115PS
Per month: £318.52
List price: £23,240
Aim to pay: £20,212
Deposit: £3,500
APR: 5.2%
Deposit contribution: £2,500
Number of payments: 36
Final payment: £8,022
Total to pay: 22,670.90

Best large family car deals

Mazda 6 - £275 per month

Mazda’s generous £4,000 deposit contribution means you’ll pay under list price for the handsome 6, even after interest is taken into account. Choosing Sport Nav+ trim will see your 6 kitted out with dual-zone climate control, keyless entry, leather seats, a head-up display and 19-inch alloy wheels.

Model: Mazda 6 165 Sport Nav+
Per month: £275
List price: £26,795
Aim to pay: £26,795
Deposit: £4,228
APR: 3.9%
Deposit contribution: £4,000
Number of payments: 42
Final payment: £8,916.50
Total to pay: £24,694.50

Best compact SUV deals 

Peugeot 2008 - £184 per month

Peugeot’s popular small 2008 SUV generated strong reports in our Driver Power survey. A deposit of just over £4,000 will get you monthly repayments of less than £200 over four years, with Peugeot throwing in a £1,500 deposit contribution if you’re happy with the 1.2-litre PureTech 82 petrol engine.

Model: Peugeot 2008 Allure Premium PureTech
Per month: £184.47
List price: £19,135
Aim to pay: £17,450
Deposit: £4,012
APR: 2.9%
Deposit contribution: £1,500
Number of payments: 47
Final payment: £6,223
Total to pay: £18,905.09

Mazda CX-3 - £199 per month

For not much more than the price of the 2, you can also secure a Mazda CX-3 SUV. On this budget, you’ll be looking at the entry-level SE Nav, but this gets alloys, cruise control, air-con, a seven-inch infotainment system and nav, so is hardly spartan. Again, Mazda is contributing £1,750 to the deal.

Model: Mazda CX-3 120PS SE Nav
Per month: £199
List price: £19,365
Aim to pay: £18,150
Deposit: £3,001
APR: 3.9%
Deposit contribution: £1,750
Number of payments: 42
Final payment: £7,803
Total to pay: £19,162.50 

Nissan Qashqai - £199 per month

Nissan is offering an impressive zero per cent APR deal on its big-selling Qashqai. This means monthly payments dip below the £200 barrier, making the crossover very affordable. Do note that Nissan isn’t throwing in any money on the table, though. In N-Connecta trim, the Qashqai gets 17-inch alloys and a seven-inch touchscreen with sat-nav. The N-Connecta also includes autonomous emergency braking and traffic-sign recognition. 

Model: Nissan Qashqai 1.2 DIG-T N-Connecta
Per month: £199
List price: £24,260
Aim to pay: £21,460
Deposit: £6,619
APR: 0%
Deposit contribution: £0
Number of payments: 36
Final payment: £10,477
Total to pay: £24,260

Toyota C-HR - £219 per month

The C-HR’s futuristic styling stood out in Driver Power, with owners ranking it strongly in the exterior category. And if those angular looks alone aren’t enough to convince you, Toyota is currently offering the hybrid with zero per cent finance. Although there’s no contribution towards the £7,498 deposit, this does enable 24 monthly payments of only £219. Want to put down less cash? Toyota offers Low and Medium deposits as part of the zero per cent deal.

Model: Toyota C-HR Hybrid Design 1.8 VVT-I
Per month: £219
List price: £26,665
Aim to pay: £26,095
Deposit: £7,498
APR: 0%
Deposit contribution: £0
Number of payments: 24
Final payment: £14,130
Total to pay: £26,665

Nissan Juke - £229 per month

Nissan offers the Juke with interest-free and 4.99 per cent APR deals. Although the latter comes with a £2,800 deposit contribution, we’ve opted for the former because the total amount payable is lower. Despite a big deposit on the Juke, this does mean monthly payments drop to £229 for the three years. High-spec Tekna trim adds a Bose stereo, 17-inch alloys, Nissan’s Safety Shield tech and heated seats. This is on top of sat-nav, stop/start and other features. 

Model: Nissan Juke Tekna 1.5 dCi 110
Per month: £229
List price: £22,095
Aim to pay: £19,050
Deposit: £6,784
APR: 0%
Deposit contribution: £0
Number of payments: 36
Final payment: £7,067
Total to pay: £22,095 

Kia Sportage - £234 per month

The Sportage sits in a very tough market segment, and Kia is hoping to attract buyers with a £1,500 deposit contribution. Monthly payments drop to a lowly £243.02 when customers put down a £5,000 deposit. The 4.9 per cent APR means that paying outright with cash will prove cheaper, but not by much. The 2 model has a seven-inch touchscreen and sat-nav. It also features 17-inch alloys and lane-keep assist as standard. The Sportage’s infotainment system was voted the best in our Driver Power survey. 

Model: Kia Sportage 2 1.7 CRDi 114bhp
Per month: £243.02
List price: £23,040
Aim to pay: £21,137
Deposit: £5,000
APR: 4.9%
Deposit contribution: £1,500
Number of payments: 36
Final payment: £9,742.50
Total to pay: £23,491.22 

SEAT Ateca - £259 per month

SEAT is offering a number of incentives on its agile Ateca SUV until the end of October; pick from interest-free finance or a decent deposit contribution. This deal buys the top-of-the-range XCELLENCE, so it has leather, nav, LED headlights, keyless entry, wireless charging, heated front seats and a reversing camera.

Model: SEAT Ateca XCELLENCE 2.0 TDI
Per month: £259
List price: £30,010
Aim to pay: £26,789
Deposit: £6,929
APR: 0%
Deposit contribution: £0
Number of payments: 36
Final payment: £14,016
Total to pay: £30,010

Kia Niro - £265 per month

There’s lots to like about the Kia Niro, above all its frugal hybrid drivetrain, which claims economy of 74.3mpg. We’ve opted for a 36-month deal and a £6,100 deposit. This means monthly payments come down to just above £265, with the brand contributing £500 towards the deal. This isn’t much next to some rival offerings, so it’s worth trying to haggle for a better contribution. In addition, we’ve chosen 3 trim, which brings some extra kit to the car. It comes with 18-inch wheels, leather upholstery, eight-way adjustable seats, an eight-inch touchscreen and front parking sensors, plus wireless phone charging. The Niro was rated strongly in all Driver Power 2018 categories. 

Model: Kia Niro ‘3’ 1.6 GDi/1.56kWh
Per month: £265.66
List price: £25,490
Aim to pay: £22,375
Deposit: £6,100
APR: 4.9%
Deposit contribution: £500
Number of payments: 36
Final payment: £11,587
Total to pay: £27,251.26 

Ford Kuga - £274 per month

 

As with the Focus and C-MAX, the Kuga is available with a healthy discount and zero per cent finance. To keep costs down we’ve avoided the Titanium’s stiff price jump, but the base Kuga Zetec still gets a DAB radio, cruise control, air-con, 17-inch alloys and a leather steering wheel, so it’s hardly spartan. 

Model: Ford Kuga Zetec 1.5 EcoBoost 120
Per month: £274.28
List price: £23,225
Aim to pay: £18,969
Deposit: £5,000
APR: 0%
Deposit contribution: £1,000
Number of payments: 36
Final payment: £7,351
Total to pay: £21,225 

Peugeot 3008 - £316 per month

 

The winner of Driver Power 2018, and officially Britain’s best new car to own, is yours for £316.27 a month. That’s the Peugeot 3008 in GT Line trim. This sporty spec comes with racy styling, sat-nav, a reversing camera, autonomous emergency braking and the i-Cockpit interior layout, which Peugeot says adds to the driver appeal. Owners will just have to keep an eye on the odometer; this deal has a 6,000-mile annual limit, with every extra mile charged at 10p. Limits can be raised, but this will impact on monthly repayments. So it’s worth shopping round. Peugeot isn’t contributing towards the deposit and this deal has a 6.9 per cent APR. But it’s worth the effort; you say this is a great car. 

Model: Peugeot 3008 GT Line 1.5 BlueHDi
Per month: £316.27
List price: £30,700
Aim to pay: £28,490
Deposit: £7,845
APR: 6.9%
Deposit contribution: £0
Number of payments: 47
Final payment: £12,968
Total to pay: £35,677.69 

Mazda CX-5 - £319 per month

Mazda’s excellent CX-5 can be had with both a zero per cent APR deal and the one we’ve gone with here. But the interest-free scheme runs for only 24 months, and comes with higher monthly payments. Spread the costs over 42 months and you’ll pay £319 a month, with Mazda throwing in £1,000 towards the deposit. SE-L Nav trim comes with LED headlights, parking sensors front and rear, as well as cruise control. The CX-5 was highly rated in our Driver Power survey. 

Model: Mazda CX-5 150PS 2WD SE-L Nav
Per month: £319
List price: £26,895
Aim to pay: £23,875
Deposit: £4,263.50
APR: 3.9%
Deposit contribution: £1,000
Number of payments: 42
Final payment: £10,450.75
Total to pay: £28,112.50

Hyundai Tucson - £327 per month

Hyundai is contributing £2,500 towards the deposit on its mid-sized Tucson. Buyers are expected to stump up less than £1,000, with monthly payments costing £327.70 for the following 42 months. But while the deposit contribution is chunky, the 5.9 per cent APR takes overall costs above the cash price. In SE Nav trim, the Tucson comes equipped with 19-inch alloy wheels and an eight-inch touchscreen featuring TomTom’s live traffic services. 

Model: Hyundai Tucson SE Nav 1.6 T-GDi 132PS
Per month: £327.70
List price: £22,810
Aim to pay: £20,900
Deposit: £921
APR: 5.9%
Deposit contribution: £2,500
Number of payments: 42
Final payment: £8,532
Total to pay: £23,216.90 

Vauxhall Mokka X - £338 per month

 

Opt for the Mokka X and Vauxhall will throw in an extra £3,000 towards the deposit, bringing monthly payments down to £338.87. This may look like a lot, but bear in mind you’re only putting down a £4,000 deposit. Elite trim comes with heated seats, 18-inch alloy wheels and cruise control, as well as the brand’s IntelliLink touchscreen with Apple CarPlay and Android Auto. The Mokka X was the highest-placed Vauxhall in Driver Power this year.

Model: Vauxhall Mokka X Elite 1.4i Turbo (140PS) 
Per month: £338.87
List price: £26,415
Aim to pay: £19,399
Deposit: £4,000
APR: 2.9%
Deposit contribution: £3,000
Number of payments: 36
Final payment: £8,450
Total to pay: £24,649.32 

Honda CR-V - £349 per month

 

Owners praised the CR-V’s reliability and build quality in Driver Power 2018. They also liked the SUV’s interior, awarding strong scores for quality and practicality. The SE Plus Navi model has a Garmin-based sat-nav, autonomous emergency braking and cruise control. Honda doesn’t offer the biggest deposit contribution we’ve seen, but the deal comes with zero per cent APR, meaning the car is cheaper to buy on finance than outright with cash. 

Model: Honda CR-V SE Plus Navi 1.6 D-TEC
Per month: £349.75
List price: £31,905
Aim to pay: £26,098
Deposit: £6,902
APR: 0%
Deposit contribution: £1,000
Number of payments: 36
Final payment: £11,411
Total to pay: £30,905 

Best large SUV deals

Kia Sorento - £434 per month

 

Kia is offering £2,000 towards the seven-seater Sorento, making the big SUV even more appealing. In GT-Line trim, owners get 19-inch wheels, an eight-inch infotainment system with sat-nav, DAB radio and a reversing camera. There are also front and rear parking sensors, plus Apple CarPlay and Android Auto. Owners voted the Sorento top of the practicality and space chart in Driver Power 2018. The Kia also scored extremely well for reliability and build quality, but some buyers told us that their fuel bills were high.

Model: Kia Sorento GT-Line 2.2 CRDi auto
Per month: £434.23
List price: £37,425
Aim to pay: £32,861
Deposit: £8,350
APR: 4.9%
Deposit contribution: £2,000
Number of payments: 36
Final payment: £14,535
Total to pay: £38,517.28

Best premium SUV deals

Audi Q2 - £259 per month

In Sport trim and with Audi’s mid-range 1.0-litre TFSI petrol unit, the Q2 will be £259 a month over four years with £3,814 down, helped by a £1,000 deposit contribution. However, the APR rate is rather high. The Q2 scored strongly in almost every category of our Driver Power survey, with the caveat that it garnered the worst result for servicing costs. Sport trim adds sat-nav, an eight-speaker stereo and a drive-mode selector, plus 17-inch alloy wheels.

Model: Audi Q2 Sport 1.0-litre TFSI
Per month: £259
List price: £23,615
Aim to pay: £21,421
Deposit: £3,814
APR: 6.7%
Deposit contribution: £1,000
Number of payments: 47
Final payment: £10,461.40
Total to pay: £26,458.48

Audi Q3 - £299 per month

Audi isn’t contributing as much to the Q3’s deposit as it does for the A3, but the APR is lower. Put £5,600 down and a top-spec Black Edition can be yours for just £299 per month. This has metallic paint, 19-inch alloys, a black styling pack and Bose stereo, plus LEDs, parking sensors and scrolling rear indicators.

Model: Audi Q3 Black Edition 1.4 TFSI
Per month: £299
List price: £32,555
Aim to pay: £29,110
Deposit: £5,634.40
APR: 4.9%
Deposit contribution: £1,600
Number of payments: 47
Final payment: £15,145.40
Total to pay: £34,832.78

Volkswagen Tiguan - £319 per month

Take a Tiguan over four years and your monthlies can be around £300 if you put £5,000 down and go for a high-spec R-Line with the 148bhp 2.0-litre diesel. The APR rate may not be hugely attractive compared with some offers here, but VW will throw in a decent £2,000 deposit contribution.

Model: Volkswagen Tiguan R-Line 2.0 TDI 150
Per month: £319.21
List price: £33,245
Aim to pay: £26,127
Deposit: £7,465
APR: 5.7%
Deposit contribution: £2,000
Number of payments: 47
Final payment: £12,844
Total to pay: 35,322.68 

Land Rover Discovery Sport - £329 per month

There’s plenty to like about the Discovery Sport. It’s very capable off road and, in the right spec, comes with seven seats to cater for the whole family. The £329 monthly payments are very attractive, especially compared with the Vauxhall Mokka X, but there are a few caveats. You’ll need a big £9,060 deposit, and if you want to keep the car after three years, you’ll need to find another £20,876. Landmark is the top-spec edition, with plenty of kit.

Model: Land Rover Discovery Sport TD4 180 Landmark
Per month: £329
List price: £40,400
Aim to pay: £37,418
Deposit: £9,060
APR: 5.9%
Deposit contribution: £3,000
Number of payments: 36
Final payment: £20,876
Total to pay: £41,780

Lexus NX - £369 per month

 

The most reliable car in Driver Power 2018, the Lexus NX, can be had for £369 a month when opting for the F Sport trim over a 42-month deal. Although the high-ish APR rate may put some off, Lexus will contribute £2,000 towards the deposit, bringing the final payment below £20,000. The NX is already a sleek-looking SUV, and F Sport trim adds to the appeal with 18-inch wheels, sportier seats and some racy exterior styling. Drivers also get adaptive cruise control and Lexus Premium Navigation. The hybrid powertrain was loved by owners in our survey, but some wished for better fuel economy, so record the real-world mpg while on a test drive. 

Model: Lexus NX 300h F Sport
Per month: £369
List price: £40,640
Aim to pay: £36,448
Deposit: £8,917
APR: 5.9%
Deposit contribution: £2,000
Number of payments: 42
Final payment: £19,575
Total to pay: £43,621

Range Rover Evoque - £396 per month

Seven years after launch, the still turns heads. A £6,000 deposit, with an extra £1,750 from Land Rover, buys an SE Tech model. This has 12-way adjustable seats, sat-nav and auto-dipping headlights, while power is from a potent 178bhp TD4 diesel. However, the 47-month contract is quite long. 

Model: Range Rover Evoque SE Tech TD4
Per month: £396.60
List price: £38,305
Aim to pay: £35,210
Deposit: £6,000
APR: 5.9%
Deposit contribution: £1,750
Number of payments: 47
Final payment: £17,481
Total to pay: £42,121.20 

Lexus RX - £499 per month

Lexus is offering £2,000 towards the . The big SUV can be had for £499 a month over 42 months in Luxury trim. It comes with a lower APR rate than the NX (above), but the overall purchase cost is still higher on finance than if you were to buy with cash. Luxury trim adds better infotainment and sat-nav, plus a host of safety features such as autonomous emergency braking and lane departure warning. Buyers also get 20-inch wheels, parking sensors and wireless charging for mobile phones. As with the NX, the RX was highly praised in Driver Power 2018; owners rated the SUV’s interior strongly for comfort and style. It also picked up fine scores for its tech and safety features.

Model: Lexus 450h Luxury
Per month: £499
List price: £52,335
Aim to pay: £46,976
Deposit: £10,367
APR: 2.9%
Deposit contribution: £2,000
Number of payments: 42
Final payment: £22,657
Total to pay: £53,484

Best MPV deals

Kia Venga - £173 per month

The won’t be around for much longer, as small SUVs replace mini-MPVs. But it’s ideal for those after a practical car for under £175 a month. Kia is offering a discount of £1,000 towards the deposit. The ‘1’ model is basic, though, so consider an upgrade if extra kit is high on your list of priorities. 

Model: Kia Venga 1.4 ‘1’
Per month: £173.33
List price: £12,960
Aim to pay: £11,465
Deposit: £2,400
APR: 4.9%
Deposit contribution: £1,000
Number of payments: 36
Final payment: £4,356.25
Total to pay: £11,996.13

Ford C-MAX - £227 per month

A generous combination of zero per cent interest and a £1,700 discount means you can get a 123bhp 1.0-litre C-MAX for under list price, while Zetec trim gives it 16-inch alloys, sat-nav, cruise control and a Quickclear windscreen. The car was highly rated for its practicality and versatility in Driver Power. 

Model: Ford C-MAX Zetec 1.0-litre EcoBoost
Per month: £227.92
List price: £22,970
Aim to pay: £17,881
Deposit: £6,309
APR: 0%
Deposit contribution: £1,700
Number of payments: 36
Final payment: £6,756
Total to pay: £21,270 

Toyota Verso - £269 per month

Although the Verso is no longer in production, low-mileage 17-plate models can still be bought via sites such as . It’s a family favourite, thanks to its generous space, child-friendly features and a raft of safety kit. Surprisingly for an MPV, owners also rated it strongly for handling and ride quality. The BuyaCar deal comes with a £300 deposit contribution. We’ve opted for a low deposit that brings monthly payments of £269. Put down more up front and you can cut your regular outlay.

Model: Toyota Verso D-4D Icon*
Per month: £269
List price: £16,500
Aim to pay: N/A
Deposit: £1,668
APR: 7.9%
Deposit contribution: £300
Number of payments: 36
Final payment: £8,049
Total to pay: £19,401

*From BuyaCar.co.uk 

Best electric car deals

Nissan Leaf - £210 per month

Due to the arrival of the new model, Nissan no longer offers finance deals on the original Leaf – but our sister website BuyaCar.co.uk has a Mk1 Leaf for £1,287 down and £210 a month. This car is the 24kWh version with an official range of 124 miles, and it comes with the optional 6.6kWh fast charger. 

Model: Nissan Leaf Acenta Mk1*
Per month: £210.22
List price: £12,873.80
Aim to pay: N/A
Deposit: £1,287.38
APR: 7.9%
Deposit contribution: £0
Number of payments: 48
Final payment: £3,825
Total to pay: £15,202.94

*From BuyaCar.co.uk 

Best compact executive deals

Lexus IS - £299 per month

Lexus is throwing in £2,000 towards the hybrid IS 300h in Executive Edition trim. This brings 17-inch alloys, plus safety kit such as lane-departure and pedestrian-detection warnings and adaptive cruise. It’s a 42-month deal, but spreading the costs over nearly four years means monthly payments drop to a reasonable £299. Driver Power respondents liked the IS for its refined engines and gearbox, plus economy and running costs earned praise. 

Model: Lexus IS 300h Executive Edition
Per month: £299
List price: £33,525
Aim to pay: £29,657
Deposit: £7,654
APR: 1.9%
Deposit contribution: £2,000
Number of payments: 42
Final payment: £12,825

Mercedes C-Class - £339 per month

Mercedes is clearly trying to make the new, facelifted C-Class a success, because the firm is contributing a massive £4,113 towards the first payment on the C 200 d SE. Buyers opting for the base SE trim get a reversing camera, sat-nav, DAB radio and a host of safety kit, including brake assist, as standard. 

Model: Mercedes C 200 d SE
Per month: £339
List price: £33,980
Aim to pay: £25,229
Deposit: £5,399
APR: 5.3%
Deposit contribution: £4,113
Number of payments: 47
Final payment: £12,010
Total to pay: £33,681 

Audi A4 - £353 per month

We’ve opted for a well-specced S line A4, which can be had for £4,000 down and £353 a month. It features LED headlights, Audi’s ‘Dynamic’ sweeping indicators and a stylish bodykit, together with 18-inch alloy wheels and leather/Alcantara seats. Audi will help buyers with £2,000 towards the deposit.

Model: Audi A4 S line 1.4 TFSI S tronic
Per month: £353.38
List price: £32,545
Aim to pay: £28,146
Deposit: £4,000
APR: 3.5%
Deposit contribution: £2,000
Number of payments: 47
Final payment: £12,612.25
Total to pay: £33,220.11

BMW 3 Series Touring - £368 per month

We’ve gone for the 3 Series Touring estate here, partly because it’s more flexible than the saloon. Also, if you choose the 320d Touring, BMW will give you a massive deposit contribution plus a low 1.9 per cent APR. M Sport spec adds racy styling to the car, as well as sports suspension and seats. 

Model: BMW 320d M Sport Touring
Per month: £368.74
List price: £36,380
Aim to pay: £33,059
Deposit: £5,000
APR: 1.9%
Deposit contribution: £5,203
Number of payments: 47
Final payment: £10,224.03
Total to pay: £32,554.81

Alfa Romeo Giulia - £399 per month

The Alfa Romeo Giulia sprung a real surprise by ranking third in our Driver Power survey. The Italian brand performed really strongly in the dealer poll as well. Opt for the high-spec Veloce with a 280bhp 2.0-litre turbo petrol engine and you will pay £399 per month over four years. And if the car’s performance isn’t enough to tempt you, Alfa is putting £3,000 towards the deposit. Owners told us the Giulia has the best engines in our entire Driver Power poll, plus they said it’s the best car to drive as well. The looks have widespread appeal, too, and if you go for the Veloce model, it brings some sporty styling cues to make the executive saloon look even prettier.

Model: Alfa Romeo Giulia Veloce 2.0 TP
Per month: £399
List price: £38,265
Aim to pay: £34,697
Deposit: £8,015
APR: 5.5%
Deposit contribution: £3,000
Number of payments: 48
Final payment: £12,844
Total to pay: £39,612

Best executive car deals 

BMW 5 Series - £451 per month

Thanks to BMW’s huge £4,129 deposit contribution, the 5 Series in M Sport trim is far cheaper to buy on finance than it is outright with cash. The offer is made even sweeter by the low 2.9 per cent APR rate. We particularly like this BMW in 520d guise because it blends decent performance with strong fuel economy, while M Sport specification brings 18-inch alloy wheels and racy twin exhaust tailpipes, as well as better suspension.

Model: BMW 520d M Sport
Per month: £451.29
List price: £40,775
Aim to pay: £35,170
Deposit: £5,889
APR: 2.9%
Deposit contribution: £4,129
Number of payments: 35
Final payment: £17,019.08
Total to pay: £38,703.23

Best coupe/roadster deals 

Mazda MX-5 - £219 per month

There are two offers to consider on the excellent MX-5 roadster. A 24-month zero per cent finance deal with £289 monthly payments means owners pay the list price in two years’ time. But thanks to Mazda’s £1,500 deposit contribution, the MX-5 is a bit cheaper under the 42-month, 3.9 per cent APR deal we’ve gone for. The 1.5-litre engine is rev happy and a great match for the agile chassis. SE trim brings LED headlights and keyless entry, among other things.

Model: Mazda MX-5 1.5 131PS SE
Per month: £219
List price: £19,785
Aim to pay: £17,449
Deposit: £3,757.50
APR: 3.9%
Deposit contribution: £1,500
Number of payments: 42
Final payment: £6,804.25
Total to pay: £19,759

BMW 2 Series  - £319 per month

 

BMW’S sweet-handling 2 Series Coupe can be yours for a little over £300 a month. That will get you the entry-level 218i in M Sport trim. This spec guarantees racy looks, too, because it brings 18-inch alloys, the M Sport bodykit and twin exhaust tailpipes. BMW is contributing £1,336.73 to the pot.

Model: BMW 218i M Sport Coupe
Per month: £319
List price: £27,660
Aim to pay: £25,330
Deposit: £4,089
APR: 3.9%
Deposit contribution: £1,336.73
Number of payments: 47
Final payment: £9,710.65
Total to pay: £28,792.65

Best car deals 2018: top discounts online

The car deals above are official manufacturer prices. However for some of the cheapest new or nearly-new cars out there, you might be interested in using an online car dealer - so we've put together a list of deals from the top UK sites, including our sister site . Note that these deals only run for a limited time - make sure you double-check the prices using the linked sites.

Suzuki Celerio - The best new cars for under £100 per month

SEAT Leon - Front Cornering

Ford Focus - front tracking

Hyundai Kona - front

Jaguar E-Pace - front

Audi A5 Coupe - front

You can check the latest discounts being offered online at our sister site 

Read more of our best car recommendations...